Credit portfolio optimization: A multi-objective genetic algorithm approach

The algorithm for optimization of a credit portfolio has not been fully demonstrated. This paper fills the gap in the literature by presenting a general approach for optimizing a credit portfolio by minimizing the default risk of the entire portfolio. Default risk is measured with quadratic weightin...

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Veröffentlicht in:Borsa Istanbul Review Jg. 22; H. 1; S. 69 - 76
Hauptverfasser: Wang, Zhi, Zhang, Xuan, Zhang, ZheKai, Sheng, Dachen
Format: Journal Article
Sprache:Englisch
Veröffentlicht: Elsevier B.V 01.01.2022
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Abstract The algorithm for optimization of a credit portfolio has not been fully demonstrated. This paper fills the gap in the literature by presenting a general approach for optimizing a credit portfolio by minimizing the default risk of the entire portfolio. Default risk is measured with quadratic weighting and a matrix containing information about the default intensity of two stocks and the correlation in default between them. The default correlation and the default intensity are represented with a novel bivariate intensity model. A multi-objective genetic algorithm is introduced to optimize a credit portfolio with the purpose of overcoming limitations in the analytical method and improving the efficiency of optimization. The algorithm can be applied to a portfolio's credit risk management, which is particularly crucial for investors and regulars in emerging markets.
AbstractList The algorithm for optimization of a credit portfolio has not been fully demonstrated. This paper fills the gap in the literature by presenting a general approach for optimizing a credit portfolio by minimizing the default risk of the entire portfolio. Default risk is measured with quadratic weighting and a matrix containing information about the default intensity of two stocks and the correlation in default between them. The default correlation and the default intensity are represented with a novel bivariate intensity model. A multi-objective genetic algorithm is introduced to optimize a credit portfolio with the purpose of overcoming limitations in the analytical method and improving the efficiency of optimization. The algorithm can be applied to a portfolio's credit risk management, which is particularly crucial for investors and regulars in emerging markets.
Author Sheng, Dachen
Wang, Zhi
Zhang, Xuan
Zhang, ZheKai
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10.1016/j.csda.2003.11.016
10.1016/j.mulfin.2005.05.005
10.1016/j.jbankfin.2006.10.018
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Issue 1
Keywords Multi-objective genetic algorithm
Heuristic optimization
G11
Credit portfolio optimization
C61
Language English
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Snippet The algorithm for optimization of a credit portfolio has not been fully demonstrated. This paper fills the gap in the literature by presenting a general...
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SubjectTerms C61
Credit portfolio optimization
G11
Heuristic optimization
Multi-objective genetic algorithm
Title Credit portfolio optimization: A multi-objective genetic algorithm approach
URI https://dx.doi.org/10.1016/j.bir.2021.01.004
https://doaj.org/article/8edd25aa2a844e91a1b2b244cadc5774
Volume 22
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