Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods

Credit risk assessment is a crucial element in credit risk management. With the extensive research on consumer credit risk assessment in recent decades, the abundance of literature on this topic can be overwhelming for researchers. Therefore, this article aims to provide a more systematic and compre...

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Bibliographic Details
Published in:Expert systems with applications Vol. 237; p. 121484
Main Authors: Zhang, Xiaoming, Yu, Lean
Format: Journal Article
Language:English
Published: Elsevier Ltd 01.03.2024
Subjects:
ISSN:0957-4174, 1873-6793
Online Access:Get full text
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