Usury vulnerability: measuring and modelling the phenomenon in Italy

Usury has been predominantly studied as an economic or legal phenomenon and only recently has gotten into the spotlight of sociological research. This article aims to contribute to the current literature by operationalising usury vulnerability and analysing household factors impacting it, using the...

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Vydáno v:Quality & quantity Ročník 58; číslo 4; s. 3845 - 3862
Hlavní autoři: Stefanizzi, Sonia, Lysova, Tatiana
Médium: Journal Article
Jazyk:angličtina
Vydáno: Dordrecht Springer Netherlands 01.08.2024
Springer
Springer Nature B.V
Témata:
Crime
Criminal statistics
Economic conditions
Economic decline
Economic wellbeing
Employment
Employment status
Households
Living conditions
Methodology of the Social Sciences
Sex education
Social groups
Social Sciences
Sociodemographics
Sociological research
Sociology
Statistics
Usury
Vulnerability
Well being
Italy
EU-SILC
Measurement development
Italy
Negative binomial regression
Usury vulnerability
ISSN:0033-5177, 1573-7845
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Shrnutí:Usury has been predominantly studied as an economic or legal phenomenon and only recently has gotten into the spotlight of sociological research. This article aims to contribute to the current literature by operationalising usury vulnerability and analysing household factors impacting it, using the European Union Statistics on Income and Living Conditions (EU-SILC) data for Italy. To construct usury vulnerability, we examined variables measuring a household’s financial and material well-being. As to factors impacting the phenomenon, we included those reflecting a socio-demographic position of a household (household composition and territorial position within the country, age, sex, education, and employment status of the top earner). The estimation results indicate that all micro-level factors matter in terms of usury vulnerability. Therefore, by identifying the most vulnerable social groups, the model might help develop relevant policy interventions to fight the spread of usury, especially in times of economic decline.
Bibliografie:ObjectType-Article-1
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ISSN:0033-5177
1573-7845
DOI:10.1007/s11135-024-01841-w