More Than You Wanted to Know The Failure of Mandated Disclosure

Perhaps no kind of regulation is more common or less useful than mandated disclosure-requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, th...

Celý popis

Uloženo v:

Podrobná bibliografie
Hlavní autoři:	Omri Ben-Shahar, Carl E. Schneider
Médium:	E-kniha Kniha
Jazyk:	angličtina
Vydáno:	Princeton, N.J Princeton University Press 2014
Vydání:	1
Témata:	Adjustable-rate mortgage Advertising Arbitration Attempt Clery Act Complexity Consumer Consumer protection Consumer protection > Law and legislation > United States Contract Credit card Creditor Customer Debt Debtor Decision aids Decision making Decision making > United States Deliberation Disaster Disclaimer Disclosure of information Disclosure of information > Law and legislation > United States Discretion Dodd–Frank Wall Street Reform and Consumer Protection Act Employment Expense Explanation Finance charge Fraud Full disclosure (computer security) Health Insurance Portability and Accountability Act Hygiene Ideology Inference Informed consent Innumeracy (book) Insurance Interest rate Intermediary Investor Issuer Junk Fees Jurisdiction LAW LAW / Consumer Law and legislation Literacy Market failure Miranda warning Mortgage loan Negative amortization Numeracy Opt-out Overdraft Paperwork Reduction Act Patient Protection and Affordable Care Act Payment Pension Physician POLITICAL SCIENCE POLITICAL SCIENCE / Public Policy / General Predatory lending Privacy Privacy policy Prostate cancer Public Policy Publicity Reasonable person Recommendation (European Union) Requirement Respondent Restaurant Saving Statute Tax Tort Trade-off Uncertainty United States Warranty Writing Finance charge Customer Interest rate Explanation Disaster Tax Mortgage loan Complexity Privacy Debtor Debt Recommendation (European Union) Consumer Expense Statute Ideology Full disclosure (computer security) Junk Fees Advertising Patient Protection and Affordable Care Act Pension Warranty Trade-off Negative amortization Inference Consumer protection Saving Disclaimer Market failure Discretion Jurisdiction Miranda warning Requirement Deliberation Payment Publicity Privacy policy Opt-out Tort Innumeracy (book) Contract Creditor Health Insurance Portability and Accountability Act Numeracy Hygiene Predatory lending Uncertainty Issuer Fraud Literacy Overdraft Attempt Employment Paperwork Reduction Act Respondent Decision aids Adjustable-rate mortgage Credit card Intermediary Arbitration Physician Clery Act Dodd–Frank Wall Street Reform and Consumer Protection Act Restaurant Reasonable person Insurance Writing Informed consent Investor Prostate cancer
ISBN:	9780691161709, 0691161704, 9780691170886, 0691170886, 9781400850389, 140085038X
On-line přístup:	Získat plný text
Tagy:	Přidat tag Žádné tagy, Buďte první, kdo vytvoří štítek k tomuto záznamu!

Obsah:

Front Matter Table of Contents PREFACE CHAPTER 1: INTRODUCTION CHAPTER 2: COMPLEX DECISIONS, COMPLEX DISCLOSURES CHAPTER 3: THE FAILURE OF MANDATED DISCLOSURE [PART II Introduction] CHAPTER 4: “WHATEVER”: CHAPTER 5: READING DISCLOSURES CHAPTER 6: THE QUANTITY QUESTION CHAPTER 7: FROM DISCLOSURE TO DECISION CHAPTER 8: MAKE IT SIMPLE? [Illustrations] CHAPTER 9: THE POLITICS OF DISCLOSURE CHAPTER 10: PRODUCING DISCLOSURES CHAPTER 11: AT WORST, HARMLESS? CHAPTER 12: CONCLUSION: NOTES INDEX
Chapter 7. From Disclosure to Decision Chapter 6. The Quantity Question Chapter 5. Reading Disclosures Chapter 4. “Whatever”: The Psychology of Mandated Disclosure PART II—WHY DISCLOSURES FAIL Chapter 3. The Failure of Mandated Disclosure Chapter 2. Complex Decisions, Complex Disclosures PART I—THE UBIQUITY OF MANDATED DISCLOSURE Chapter 1. Introduction CONTENTS Preface Cover Title Page, Copyright, Dedication Chapter 11. At Worst, Harmless? Chapter 10. Producing Disclosures Chapter 9. The Politics of Disclosure Chapter 8. Make It Simple? PART III—CAN MANDATED DISCLOSURE BE SAVED? Notes Index Chapter 12 Conclusion: Beyond Disclosurism
Cover -- Title -- Copyright -- Dedication -- CONTENTS -- Preface -- PART I-THE UBIQUITY OF MANDATED DISCLOSURE -- Chapter 1 Introduction -- Chapter 2 Complex Decisions, Complex Disclosures -- Chapter 3 The Failure of Mandated Disclosure -- PART II-WHY DISCLOSURES FAIL -- Chapter 4 "Whatever": The Psychology of Mandated Disclosure -- Chapter 5 Reading Disclosures -- Chapter 6 The Quantity Question -- Chapter 7 From Disclosure to Decision -- PART III-CAN MANDATED DISCLOSURE BE SAVED? -- Chapter 8 Make It Simple? -- Chapter 9 The Politics of Disclosure -- Chapter 10 Producing Disclosures -- Chapter 11 At Worst, Harmless? -- Chapter 12 Conclusion: Beyond Disclosurism -- Notes -- Index
Part I. The Ubiquity of Mandated Disclosure --
8. Make It Simple?
2. Complex Decisions, Complex Disclosures
7. From Disclosure to Decision
Index
3. The Failure of Mandated Disclosure
-
11. At Worst, Harmless?
/
Contents
6. The Quantity Question
5. Reading Disclosures
1. Introduction
Frontmatter --
Part III. Can Mandated Disclosure Be Saved? --
9. The Politics of Disclosure
Preface
Part II. Why Disclosures Fail --
12. Conclusion: Beyond Disclosurism
4. “Whatever”: The Psychology of Mandated Disclosure
10. Producing Disclosures
Notes