Interpretable Contrastive Learning for Robust and Explainable Anomaly Detection in Financial and Organizational Data.

Uložené v:
Podrobná bibliografia
Názov: Interpretable Contrastive Learning for Robust and Explainable Anomaly Detection in Financial and Organizational Data.
Autori: Zheng, Jianti1 (AUTHOR) zhengjianti@163.com, Qiu, Wenyan1 (AUTHOR) HQKEira@163.com, Huang, Shiwang2 (AUTHOR) huangshiwang8888@163.com
Zdroj: International Journal of Pattern Recognition & Artificial Intelligence. Nov2025, p1. 22p. 8 Illustrations.
Predmety: *FINANCIAL databases, ANOMALY detection (Computer security), MACHINE learning, ROBUST statistics, DATA management
Abstrakt: Anomaly detection is a fundamental task in modern intelligent systems, yet achieving both robustness and interpretability remains a persistent challenge, especially when labeled data are scarce. Recent advances in contrastive learning have enabled effective representation learning from unlabeled data, but most existing models offer limited insight into the feature-level factors underlying their predictions. In this paper, we propose an interpretable contrastive learning framework for robust and explainable anomaly detection. By integrating a learnable feature attribution mask at the input level directly into the contrastive objective, our approach not only enhances detection accuracy but also provides faithful, sparse attributions for each detected anomaly. Unlike prior interpretable anomaly detection methods, our framework jointly optimizes representation learning and attribution faithfulness, offering both theoretical generalization guarantees and practical scalability for real-world deployment. We conduct comprehensive experiments on four benchmark datasets spanning network intrusion detection, organizational communication analysis, financial fraud identification, and synthetic banking scenarios, and compare our method to both classical and state-of-the-art baselines. The results demonstrate consistent improvements, with our approach achieving up to 4–7% higher AUC than recent deep learning baselines, along with high stability of explanations and clear visual separation of anomalies in the learned embedding space. Beyond these quantitative gains, our work underscores the importance of actionable interpretability, providing a principled and deployable solution for anomaly detection in high-stakes domains such as finance, IoT, and cyber-security. [ABSTRACT FROM AUTHOR]
Copyright of International Journal of Pattern Recognition & Artificial Intelligence is the property of World Scientific Publishing Company and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
Databáza: Business Source Index
Popis
Abstrakt:Anomaly detection is a fundamental task in modern intelligent systems, yet achieving both robustness and interpretability remains a persistent challenge, especially when labeled data are scarce. Recent advances in contrastive learning have enabled effective representation learning from unlabeled data, but most existing models offer limited insight into the feature-level factors underlying their predictions. In this paper, we propose an interpretable contrastive learning framework for robust and explainable anomaly detection. By integrating a learnable feature attribution mask at the input level directly into the contrastive objective, our approach not only enhances detection accuracy but also provides faithful, sparse attributions for each detected anomaly. Unlike prior interpretable anomaly detection methods, our framework jointly optimizes representation learning and attribution faithfulness, offering both theoretical generalization guarantees and practical scalability for real-world deployment. We conduct comprehensive experiments on four benchmark datasets spanning network intrusion detection, organizational communication analysis, financial fraud identification, and synthetic banking scenarios, and compare our method to both classical and state-of-the-art baselines. The results demonstrate consistent improvements, with our approach achieving up to 4–7% higher AUC than recent deep learning baselines, along with high stability of explanations and clear visual separation of anomalies in the learned embedding space. Beyond these quantitative gains, our work underscores the importance of actionable interpretability, providing a principled and deployable solution for anomaly detection in high-stakes domains such as finance, IoT, and cyber-security. [ABSTRACT FROM AUTHOR]
ISSN:02180014
DOI:10.1142/s0218001425510292