Health Benefits In 2020: Premiums In Employer-Sponsored Plans Grow 4 Percent; Employers Consider Responses To Pandemic

The annual Kaiser Family Foundation Employer Health Benefits Survey is the benchmark survey of the cost and coverage of employer-sponsored health benefits in the United States. The 2020 survey was designed and largely fielded before the full extent of the coronavirus disease 2019 (COVID-19) pandemic...

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Vydané v:Health affairs (Millwood, Va.) Ročník 39; číslo 11; s. 2018 - 2028
Hlavní autori: Claxton, Gary, Damico, Anthony, Rae, Matthew, Young, Gregory, McDermott, Daniel, Whitmore, Heidi
Médium: Journal Article
Jazyk:English
Vydavateľské údaje: United States The People to People Health Foundation, Inc., Project HOPE 01.11.2020
Predmet:
Averages
Benchmarking
Benefits
Coronavirus Infections
Coronaviruses
Cost control
Cost sharing
Cost Sharing - statistics & numerical data
Costs
COVID-19
Data collection
Decision making
Earnings
Employee benefits
Employees
Employers
Enrollments
Families & family life
Health Benefit Plans, Employee - organization & administration
Health Benefit Plans, Employee - statistics & numerical data
Health care expenditures
Health care policy
Health maintenance organizations
HMOs
Humans
Insurance Coverage - statistics & numerical data
Mental health
Pandemics
Pneumonia, Viral
Polls & surveys
PPOs
Premiums
Profits
Reimbursement
Response rates
Small & medium sized enterprises-SME
Small business
Surveys and Questionnaires
United States
Viral diseases
Workers
United States
United States > US
ISSN:0278-2715, 2694-233X, 1544-5208, 2694-233X
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Shrnutí:The annual Kaiser Family Foundation Employer Health Benefits Survey is the benchmark survey of the cost and coverage of employer-sponsored health benefits in the United States. The 2020 survey was designed and largely fielded before the full extent of the coronavirus disease 2019 (COVID-19) pandemic had been felt by employers. Data collection took place from mid-January through July, with half of the interviews being completed in the first three months of the year. Most of the key metrics that we measure-including premiums and cost sharing-reflect employers' decisions made before the full impacts of the pandemic were felt. We found that in 2020 the average annual premium for single coverage rose 4 percent, to $7,470, and the average annual premium for family coverage also rose 4 percent, to $21,342. Covered workers, on average, contributed 17 percent of the cost for single coverage and 27 percent of the cost for family coverage. Fifty-six percent of firms offered health benefits to at least some of their workers, and 64 percent of workers were covered at their own firm. Many large employers reported having "very broad" provider networks, but many recognized that their largest plan had a narrower network for mental health providers.
Bibliografia:ObjectType-Article-1
SourceType-Scholarly Journals-1
ObjectType-Feature-2
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ISSN:0278-2715
2694-233X
1544-5208
2694-233X
DOI:10.1377/hlthaff.2020.01569