Business intelligence in banking: A literature analysis from 2002 to 2013 using text mining and latent Dirichlet allocation
•A recent review on the application of business intelligence to the banking domain.•Coverage of the last twelve years of scientific literature on those subjects.•Usage of text mining and the latent Dirichlet allocation to analyze articles.•Provide new insights and future research trends which may be...
Uložené v:
| Vydané v: | Expert systems with applications Ročník 42; číslo 3; s. 1314 - 1324 |
|---|---|
| Hlavní autori: | , , |
| Médium: | Journal Article |
| Jazyk: | English |
| Vydavateľské údaje: |
Amsterdam
Elsevier Ltd
15.02.2015
Elsevier |
| Predmet: | |
| ISSN: | 0957-4174, 1873-6793 |
| On-line prístup: | Získať plný text |
| Tagy: |
Pridať tag
Žiadne tagy, Buďte prvý, kto otaguje tento záznam!
|
| Abstract | •A recent review on the application of business intelligence to the banking domain.•Coverage of the last twelve years of scientific literature on those subjects.•Usage of text mining and the latent Dirichlet allocation to analyze articles.•Provide new insights and future research trends which may benefit banking business.
This paper analyzes recent literature in the search for trends in business intelligence applications for the banking industry. Searches were performed in relevant journals resulting in 219 articles published between 2002 and 2013. To analyze such a large number of manuscripts, text mining techniques were used in pursuit for relevant terms on both business intelligence and banking domains. Moreover, the latent Dirichlet allocation modeling was used in order to group articles in several relevant topics. The analysis was conducted using a dictionary of terms belonging to both banking and business intelligence domains. Such procedure allowed for the identification of relationships between terms and topics grouping articles, enabling to emerge hypotheses regarding research directions. To confirm such hypotheses, relevant articles were collected and scrutinized, allowing to validate the text mining procedure. The results show that credit in banking is clearly the main application trend, particularly predicting risk and thus supporting credit approval or denial. There is also a relevant interest in bankruptcy and fraud prediction. Customer retention seems to be associated, although weakly, with targeting, justifying bank offers to reduce churn. In addition, a large number of articles focused more on business intelligence techniques and its applications, using the banking industry just for evaluation, thus, not clearly acclaiming for benefits in the banking business. By identifying these current research topics, this study also highlights opportunities for future research. |
|---|---|
| AbstractList | This paper analyzes recent literature in the search for trends in business intelligence applications for the banking industry. Searches were performed in relevant journals resulting in 219 articles published between 2002 and 2013. To analyze such a large number of manuscripts, text mining techniques were used in pursuit for relevant terms on both business intelligence and banking domains. Moreover, the latent Dirichlet allocation modeling was used in order to group articles in several relevant topics. The analysis was conducted using a dictionary of terms belonging to both banking and business intelligence domains. Such procedure allowed for the identification of relationships between terms and topics grouping articles, enabling to emerge hypotheses regarding research directions. To confirm such hypotheses, relevant articles were collected and scrutinized, allowing to validate the text mining procedure. The results show that credit in banking is clearly the main application trend, particularly predicting risk and thus supporting credit approval or denial. There is also a relevant interest in bankruptcy and fraud prediction. Customer retention seems to be associated, although weakly, with targeting, justifying bank offers to reduce churn. In addition, a large number of articles focused more on business intelligence techniques and its applications, using the banking industry just for evaluation, thus, not clearly acclaiming for benefits in the banking business. By identifying these current research topics, this study also highlights opportunities for future research. •A recent review on the application of business intelligence to the banking domain.•Coverage of the last twelve years of scientific literature on those subjects.•Usage of text mining and the latent Dirichlet allocation to analyze articles.•Provide new insights and future research trends which may benefit banking business. This paper analyzes recent literature in the search for trends in business intelligence applications for the banking industry. Searches were performed in relevant journals resulting in 219 articles published between 2002 and 2013. To analyze such a large number of manuscripts, text mining techniques were used in pursuit for relevant terms on both business intelligence and banking domains. Moreover, the latent Dirichlet allocation modeling was used in order to group articles in several relevant topics. The analysis was conducted using a dictionary of terms belonging to both banking and business intelligence domains. Such procedure allowed for the identification of relationships between terms and topics grouping articles, enabling to emerge hypotheses regarding research directions. To confirm such hypotheses, relevant articles were collected and scrutinized, allowing to validate the text mining procedure. The results show that credit in banking is clearly the main application trend, particularly predicting risk and thus supporting credit approval or denial. There is also a relevant interest in bankruptcy and fraud prediction. Customer retention seems to be associated, although weakly, with targeting, justifying bank offers to reduce churn. In addition, a large number of articles focused more on business intelligence techniques and its applications, using the banking industry just for evaluation, thus, not clearly acclaiming for benefits in the banking business. By identifying these current research topics, this study also highlights opportunities for future research. |
| Author | Rita, Paulo Cortez, Paulo Moro, Sérgio |
| Author_xml | – sequence: 1 givenname: Sérgio surname: Moro fullname: Moro, Sérgio email: scmoro@gmail.com organization: Business Research Unit (UNIDE-IUL), Department of Information Science and Technology, ISCTE – University Institute of Lisbon, 1649-026 Lisbon, Portugal – sequence: 2 givenname: Paulo surname: Cortez fullname: Cortez, Paulo email: pcortez@dsi.uminho.pt organization: ALGORITMI Research Centre, Department of Information Systems, University of Minho, 4800-058 Guimarães, Portugal – sequence: 3 givenname: Paulo surname: Rita fullname: Rita, Paulo email: paulo.rita@iscte.pt organization: Business Research Unit (BRU-UNIDE), ISCTE – University Institute of Lisbon, 1649-026 Lisbon, Portugal |
| BackLink | http://pascal-francis.inist.fr/vibad/index.php?action=getRecordDetail&idt=28928456$$DView record in Pascal Francis |
| BookMark | eNp9kU1v1DAQhi1UJLaFP8DJFyQuCf5I7ARxKeVTqsQFztasM1lm8drF9gIVf56ErThw6GlmpPcZaeY5Z2cxRWTsqRStFNK82LdYfkKrhOxaMbZCdQ_YRg5WN8aO-oxtxNjbppO2e8TOS9kLIa0QdsN-vz4WilgKp1gxBNph9LgMfAvxG8XdS37JA1XMUI8ZOUQIt4UKn3M6cCWE4jUtVWq-Ltrxir8qP1Bce4gTD1AxVv6GMvmvASuHEJKHSik-Zg9nCAWf3NUL9uXd289XH5rrT-8_Xl1eN77TqjbK9MpO1lvrldECdNeB8nY2E2xH6f2wXU6cjVF9b1BPSqthGv3sEbVCkKgv2PPT3pucvh-xVHeg4pdjIWI6FieNEWIY-tEs0Wd3USgewpwheiruJtMB8q1Tw6iGrl9z6pTzOZWScf4XkcKtRtzerUbcasSJ0S1GFmj4D_JU_36iZqBwP_rqhOLypx-E2RVPq6mJMvrqpkT34X8AQ_upXw |
| CitedBy_id | crossref_primary_10_1016_j_ecolind_2015_08_007 crossref_primary_10_3390_e22111303 crossref_primary_10_1109_MITP_2018_2876931 crossref_primary_10_1186_s40163_020_00127_4 crossref_primary_10_1108_IJQRM_03_2015_0033 crossref_primary_10_1186_s12859_022_05035_9 crossref_primary_10_1080_10656219_2018_1502104 crossref_primary_10_3390_su15139854 crossref_primary_10_1016_j_emj_2019_01_007 crossref_primary_10_1145_3242734_3242741 crossref_primary_10_1177_21582440221141867 crossref_primary_10_4018_IJOCI_2016040102 crossref_primary_10_18559_ref_2024_1_985 crossref_primary_10_1111_exsy_12280 crossref_primary_10_1016_j_jbusres_2019_01_053 crossref_primary_10_1016_j_ins_2019_02_030 crossref_primary_10_1007_s11947_015_1662_1 crossref_primary_10_1108_IJCHM_10_2021_1208 crossref_primary_10_3390_info11020069 crossref_primary_10_1108_CCIJ_07_2022_0085 crossref_primary_10_1007_s11004_025_10179_4 crossref_primary_10_1080_08839514_2023_2261730 crossref_primary_10_1177_03611981221112096 crossref_primary_10_1002_bse_3763 crossref_primary_10_1371_journal_pone_0323249 crossref_primary_10_1016_j_iedeen_2019_07_001 crossref_primary_10_1108_IMDS_01_2017_0029 crossref_primary_10_1007_s10961_024_10122_5 crossref_primary_10_1007_s10586_017_0961_x crossref_primary_10_1016_j_cose_2017_03_007 crossref_primary_10_3390_su13052876 crossref_primary_10_1016_j_techfore_2018_06_009 crossref_primary_10_1080_15252019_2019_1667928 crossref_primary_10_1108_JD_10_2019_0207 crossref_primary_10_1007_s00521_019_04334_2 crossref_primary_10_1108_MAJ_01_2018_1785 crossref_primary_10_1016_j_ijepes_2021_107176 crossref_primary_10_1088_1742_6596_953_1_012047 crossref_primary_10_1016_j_techfore_2017_07_027 crossref_primary_10_1371_journal_pone_0139427 crossref_primary_10_1007_s11266_018_00055_7 crossref_primary_10_1080_09638180_2022_2137221 crossref_primary_10_1016_j_jbusres_2021_12_052 crossref_primary_10_1016_j_tele_2021_101593 crossref_primary_10_1177_01655515251353188 crossref_primary_10_1016_j_compind_2022_103769 crossref_primary_10_1016_j_lrp_2022_102290 crossref_primary_10_3390_su12114382 crossref_primary_10_1016_j_jclepro_2021_128574 crossref_primary_10_1016_j_ipm_2017_05_004 crossref_primary_10_1080_14697688_2020_1814008 crossref_primary_10_1007_s11192_022_04577_2 crossref_primary_10_3390_su151511792 crossref_primary_10_1007_s10653_024_02218_6 crossref_primary_10_1016_j_eswa_2014_11_025 crossref_primary_10_1016_j_jbusres_2020_11_001 crossref_primary_10_1080_0194262X_2020_1715320 crossref_primary_10_1007_s10796_024_10553_3 crossref_primary_10_1016_j_asoc_2023_110735 crossref_primary_10_1177_23220937251339270 crossref_primary_10_1016_j_jretconser_2018_05_001 crossref_primary_10_1016_j_neucom_2017_09_054 crossref_primary_10_1080_01944363_2020_1766994 crossref_primary_10_1080_17517575_2023_2243603 crossref_primary_10_1007_s10257_020_00490_4 crossref_primary_10_3390_joitmc8040189 crossref_primary_10_1111_dsji_12226 crossref_primary_10_1002_sd_3032 crossref_primary_10_4018_IJKM_291093 crossref_primary_10_1016_j_eswa_2017_01_018 crossref_primary_10_1016_j_eswa_2018_12_049 crossref_primary_10_1007_s10115_020_01492_x crossref_primary_10_1016_j_knosys_2020_106445 crossref_primary_10_1108_JOEPP_01_2017_0007 crossref_primary_10_1016_j_heliyon_2023_e17090 crossref_primary_10_1108_K_02_2023_0245 crossref_primary_10_3390_su13147566 crossref_primary_10_1016_j_techfore_2023_122722 crossref_primary_10_1007_s43069_025_00501_5 crossref_primary_10_1016_j_asoc_2017_07_047 crossref_primary_10_3390_su13158167 crossref_primary_10_1108_LHT_03_2022_0144 crossref_primary_10_18267_j_cebr_221 crossref_primary_10_2139_ssrn_5000994 crossref_primary_10_32604_cmc_2023_034987 crossref_primary_10_1007_s11301_024_00427_y crossref_primary_10_1108_LHT_10_2019_0209 crossref_primary_10_1016_j_techfore_2017_02_027 crossref_primary_10_1016_j_neucom_2020_03_100 crossref_primary_10_1080_13614533_2021_1918190 crossref_primary_10_1108_SJME_01_2020_0021 crossref_primary_10_1007_s44187_025_00298_6 crossref_primary_10_1016_j_eswa_2023_119795 crossref_primary_10_1108_IJCHM_07_2016_0340 crossref_primary_10_1002_bse_3850 crossref_primary_10_1145_3502289 crossref_primary_10_1108_WHATT_09_2016_0046 crossref_primary_10_1016_j_datak_2021_101926 crossref_primary_10_1016_j_annals_2017_07_011 crossref_primary_10_1016_j_eswa_2018_05_018 crossref_primary_10_1108_JFM_08_2023_0091 crossref_primary_10_1016_j_jbusres_2018_10_055 crossref_primary_10_1108_JRME_01_2022_0004 crossref_primary_10_1108_RBF_04_2023_0087 crossref_primary_10_1007_s13369_023_08681_0 crossref_primary_10_1177_13272314241296866 crossref_primary_10_1016_j_ijhm_2022_103199 crossref_primary_10_1007_s10916_020_01546_1 crossref_primary_10_1108_EJMBE_10_2019_0192 crossref_primary_10_1111_ijcs_12800 crossref_primary_10_1108_DLP_10_2024_0171 crossref_primary_10_1016_j_eswa_2015_03_002 crossref_primary_10_1155_2024_9921363 crossref_primary_10_1111_eufm_12326 crossref_primary_10_3727_154427223X16890979065884 crossref_primary_10_1108_IJPSM_09_2023_0263 crossref_primary_10_1108_IJDI_02_2021_0049 crossref_primary_10_3390_su131910856 crossref_primary_10_1007_s44163_023_00094_0 crossref_primary_10_1016_j_eswa_2020_113851 crossref_primary_10_4018_IJEIS_2018010105 crossref_primary_10_1111_exsy_12253 crossref_primary_10_1108_AAAJ_10_2020_4991 crossref_primary_10_1080_10447318_2020_1819668 crossref_primary_10_1080_0965254X_2018_1430058 crossref_primary_10_3390_su13052668 crossref_primary_10_1007_s11365_025_01076_7 crossref_primary_10_1016_j_cie_2020_106636 crossref_primary_10_1109_JSYST_2019_2937552 crossref_primary_10_1007_s00500_020_05377_7 crossref_primary_10_1007_s10115_017_1059_8 crossref_primary_10_1007_s10796_023_10432_3 crossref_primary_10_1016_j_techfore_2017_07_022 crossref_primary_10_1016_j_iedeen_2017_06_002 crossref_primary_10_18510_hssr_2018_622 crossref_primary_10_1108_AJIM_02_2022_0091 crossref_primary_10_1108_MRR_10_2019_0452 crossref_primary_10_1007_s10579_022_09630_3 crossref_primary_10_1371_journal_pone_0206820 crossref_primary_10_1002_sd_2552 crossref_primary_10_3390_su162411275 crossref_primary_10_1080_00036846_2020_1730762 crossref_primary_10_4018_IJKM_2018100105 crossref_primary_10_1080_19388160_2018_1543065 crossref_primary_10_48165_gmj_2022_17_1_12 crossref_primary_10_3390_bdcc4010001 crossref_primary_10_1108_MSAR_07_2023_0038 crossref_primary_10_3390_jtaer16040059 crossref_primary_10_3390_vaccines8040691 crossref_primary_10_3390_su11051277 crossref_primary_10_3390_app13020797 crossref_primary_10_1111_nrm_12215 crossref_primary_10_1016_j_autcon_2024_105890 crossref_primary_10_1016_j_techfore_2020_120407 crossref_primary_10_1080_19368623_2017_1310075 crossref_primary_10_3390_jrfm16080355 crossref_primary_10_1177_0165551520954674 crossref_primary_10_31127_tuje_1538068 crossref_primary_10_1016_j_accinf_2024_100709 crossref_primary_10_1016_j_ejor_2022_04_027 crossref_primary_10_1016_j_jbusres_2018_08_009 crossref_primary_10_1007_s10796_021_10122_y crossref_primary_10_3390_info14070356 crossref_primary_10_1080_10656219_2020_1837696 crossref_primary_10_1108_MRR_07_2020_0386 crossref_primary_10_61186_jsdp_22_1_39 crossref_primary_10_3390_info14100557 crossref_primary_10_1111_risa_14088 crossref_primary_10_3390_computation13070172 |
| Cites_doi | 10.1016/j.eswa.2009.03.024 10.1142/S0219622012400081 10.1016/j.ijinfomgt.2010.07.006 10.1016/j.im.2008.03.005 10.1145/2160718.2160737 10.1080/15602210600616218 10.1016/j.dss.2011.11.003 10.1016/S0377-2217(01)00052-2 10.1016/j.eswa.2011.08.120 10.1016/j.eswa.2012.04.056 10.1016/j.elerap.2007.02.001 10.1080/10580530801941512 10.1016/j.eswa.2007.10.036 10.1016/j.dss.2011.01.003 10.1145/1151030.1151032 10.1016/j.patrec.2009.09.011 10.1016/S0167-9236(02)00191-4 10.1016/j.eswa.2012.02.042 10.1016/j.eswa.2008.02.021 10.1007/s10462-010-9166-x 10.1016/S0167-9236(03)00086-1 10.1080/07421222.2004.11045815 10.1002/isaf.325 10.1016/j.eswa.2008.06.071 10.1016/j.ejor.2004.05.004 10.1057/jors.2012.145 10.1016/j.im.2003.06.007 10.1353/mcb.2003.0009 10.1016/j.im.2004.08.006 10.1016/j.eswa.2005.12.006 10.28945/479 10.1016/j.eswa.2004.06.007 10.1016/j.eswa.2007.01.035 10.12968/bjon.2008.17.1.28059 10.1016/j.bar.2010.05.003 10.1016/j.ejor.2006.08.043 10.1016/j.dss.2010.08.006 10.17705/1jais.00289 10.1002/jrsm.27 10.1016/j.ejor.2009.08.003 |
| ContentType | Journal Article |
| Copyright | 2014 Elsevier Ltd 2015 INIST-CNRS |
| Copyright_xml | – notice: 2014 Elsevier Ltd – notice: 2015 INIST-CNRS |
| DBID | AAYXX CITATION IQODW 7SC 8FD JQ2 L7M L~C L~D |
| DOI | 10.1016/j.eswa.2014.09.024 |
| DatabaseName | CrossRef Pascal-Francis Computer and Information Systems Abstracts Technology Research Database ProQuest Computer Science Collection Advanced Technologies Database with Aerospace Computer and Information Systems Abstracts Academic Computer and Information Systems Abstracts Professional |
| DatabaseTitle | CrossRef Computer and Information Systems Abstracts Technology Research Database Computer and Information Systems Abstracts – Academic Advanced Technologies Database with Aerospace ProQuest Computer Science Collection Computer and Information Systems Abstracts Professional |
| DatabaseTitleList | Computer and Information Systems Abstracts |
| DeliveryMethod | fulltext_linktorsrc |
| Discipline | Computer Science Applied Sciences |
| EISSN | 1873-6793 |
| EndPage | 1324 |
| ExternalDocumentID | 28928456 10_1016_j_eswa_2014_09_024 S0957417414005636 |
| GroupedDBID | --K --M .DC .~1 0R~ 13V 1B1 1RT 1~. 1~5 4.4 457 4G. 5GY 5VS 7-5 71M 8P~ 9JN 9JO AAAKF AABNK AACTN AAEDT AAEDW AAIAV AAIKJ AAKOC AALRI AAOAW AAQFI AARIN AAXUO AAYFN ABBOA ABFNM ABMAC ABMVD ABUCO ABYKQ ACDAQ ACGFS ACHRH ACNTT ACRLP ACZNC ADBBV ADEZE ADTZH AEBSH AECPX AEKER AENEX AFKWA AFTJW AGHFR AGJBL AGUBO AGUMN AGYEJ AHHHB AHJVU AHZHX AIALX AIEXJ AIKHN AITUG AJBFU AJOXV ALEQD ALMA_UNASSIGNED_HOLDINGS AMFUW AMRAJ AOUOD APLSM AXJTR BJAXD BKOJK BLXMC BNSAS CS3 DU5 EBS EFJIC EFLBG EJD EO8 EO9 EP2 EP3 F5P FDB FIRID FNPLU FYGXN G-Q GBLVA GBOLZ HAMUX IHE J1W JJJVA KOM LG9 LY1 LY7 M41 MO0 N9A O-L O9- OAUVE OZT P-8 P-9 P2P PC. PQQKQ Q38 RIG ROL RPZ SDF SDG SDP SDS SES SPC SPCBC SSB SSD SSL SST SSV SSZ T5K TN5 ~G- 29G 9DU AAAKG AAQXK AATTM AAXKI AAYWO AAYXX ABJNI ABKBG ABUFD ABWVN ABXDB ACLOT ACNNM ACRPL ACVFH ADCNI ADJOM ADMUD ADNMO AEIPS AEUPX AFJKZ AFPUW AGQPQ AIGII AIIUN AKBMS AKRWK AKYEP ANKPU APXCP ASPBG AVWKF AZFZN CITATION EFKBS FEDTE FGOYB G-2 HLZ HVGLF HZ~ R2- SBC SET SEW WUQ XPP ZMT ~HD BNPGV IQODW SSH 7SC 8FD JQ2 L7M L~C L~D |
| ID | FETCH-LOGICAL-c432t-26527d7c77c2630a344a2c7f6dab91cc8b793f662556e3d2328d9cfcee32ea1e3 |
| ISICitedReferencesCount | 217 |
| ISICitedReferencesURI | http://www.webofscience.com/api/gateway?GWVersion=2&SrcApp=Summon&SrcAuth=ProQuest&DestLinkType=CitingArticles&DestApp=WOS_CPL&KeyUT=000345734700028&url=https%3A%2F%2Fcvtisr.summon.serialssolutions.com%2F%23%21%2Fsearch%3Fho%3Df%26include.ft.matches%3Dt%26l%3Dnull%26q%3D |
| ISSN | 0957-4174 |
| IngestDate | Sun Nov 09 12:30:48 EST 2025 Wed Apr 02 07:13:57 EDT 2025 Sat Nov 29 04:44:40 EST 2025 Tue Nov 18 22:04:52 EST 2025 Fri Feb 23 02:29:04 EST 2024 |
| IsDoiOpenAccess | false |
| IsOpenAccess | true |
| IsPeerReviewed | true |
| IsScholarly | true |
| Issue | 3 |
| Keywords | Text mining Decision support systems Business intelligence Data mining Banking Dictionaries Targeting Volatility Fraud Modeling Technology watch Business process Cheating Credit Linguistics Competitive intelligence Natural language Document analysis Bankruptcy Data analysis Decision support system Grouping Text Risk analysis Document retrieval Bank(institution) Supplier customer relationship |
| Language | English |
| License | CC BY 4.0 |
| LinkModel | OpenURL |
| MergedId | FETCHMERGED-LOGICAL-c432t-26527d7c77c2630a344a2c7f6dab91cc8b793f662556e3d2328d9cfcee32ea1e3 |
| Notes | ObjectType-Article-1 SourceType-Scholarly Journals-1 ObjectType-Feature-2 content type line 23 |
| OpenAccessLink | http://hdl.handle.net/10071/8522 |
| PQID | 1660088596 |
| PQPubID | 23500 |
| PageCount | 11 |
| ParticipantIDs | proquest_miscellaneous_1660088596 pascalfrancis_primary_28928456 crossref_primary_10_1016_j_eswa_2014_09_024 crossref_citationtrail_10_1016_j_eswa_2014_09_024 elsevier_sciencedirect_doi_10_1016_j_eswa_2014_09_024 |
| PublicationCentury | 2000 |
| PublicationDate | 2015-02-15 |
| PublicationDateYYYYMMDD | 2015-02-15 |
| PublicationDate_xml | – month: 02 year: 2015 text: 2015-02-15 day: 15 |
| PublicationDecade | 2010 |
| PublicationPlace | Amsterdam |
| PublicationPlace_xml | – name: Amsterdam |
| PublicationTitle | Expert systems with applications |
| PublicationYear | 2015 |
| Publisher | Elsevier Ltd Elsevier |
| Publisher_xml | – name: Elsevier Ltd – name: Elsevier |
| References | Abbasi, Albrecht, Vance, Hansen (b0005) 2012 Chen, Wu, Shen, Ji (b0055) 2011; 38 Jain (b0135) 2010; 31 Karakostas, Kardaras, Papathanassiou (b0150) 2005; 42 Shuaibu, Norwawi, Selamat, Al-Alwani (b0225) 2013 Hornik, Grün (b0105) 2011; 40 Sunikka, Bragge (b0255) 2012; 39 Thomas, McNaught, Ananiadou (b0260) 2011; 2 Michalewicz, Schmidt, Michalewicz, Chiriac (b0200) 2005; Vol. 20 Andersen, Belmont, Cho (b0020) 2006; 39 Gu, Lee, Suh (b0090) 2009; 36 (pp. 1008–1016). Malhotra, Malhotra (b0180) 2002; 136 Park, Choi, Park (b0215) 2009; 36 Azadeh, Saberi, Jiryaei (b0025) 2012; 39 Chen, Chiang, Storey (b0050) 2012 Ngai, Hu, Wong, Chen, Sun (b0205) 2011; 50 Lim, Sohn (b0165) 2007; 32 Meyer, Hornik, Feinerer (b0190) 2008; 25 Hsieh (b0110) 2004; 27 Fan, Wallace, Rich, Zhang (b0080) 2006; 49 Michalewicz, Michalewicz (b0195) 2008; Vol. 3 Soper, Turel (b0250) 2012; 55 Huang, Hsu (b0120) 2005 Jesson, Lacey (b0140) 2006; 6 Ngai, Xiu, Chau (b0210) 2009; 36 Hwang, Ku, Yen, Cheng (b0130) 2004; 37 Sinha, May (b0235) 2004; 21 Wilson, Casu, Girardone, Molyneux (b0275) 2010; 42 Kumar, Ravi (b0155) 2007; 180 Zhao, Sinha, Bansal (b0285) 2011; 51 Turban, Sharda, Delen (b0265) 2011 Berger (b0035) 2003; 35 Sontag, D., & Roy, D. (2011). Complexity of inference in latent Dirichlet allocation. In Lin (b0170) 2011; 31 Witten, Frank (b0280) 2005 Han, Kamber, Pei (b0095) 2006 Cronin, Ryan, Coughlan (b0065) 2008; 17 Vatanasombut, Igbaria, Stylianou, Rodgers (b0270) 2008; 45 Fethi, Pasiouras (b0085) 2010; 204 Levy, Ellis (b0160) 2006; 9 Marqués, García, Sánchez (b0185) 2012; 64 Jourdan, Rainer, Marshall (b0145) 2008; 25 Delen, Crossland (b0075) 2008; 34 Blei, Ng, Jordan (b0040) 2003; 3 Liu, Zhang, Li, Jiao (b0175) 2012; 52 Hu, Zhao, Hua, Wong (b0125) 2012 Prinzie, Van den Poel (b0220) 2006; 170 Chi, Hsu (b0060) 2012; 39 Abdou, Pointon (b0010) 2011; 18 Amayri, Bouguila (b0015) 2010; 34 Bragge, Korhonen, Wallenius, Wallenius (b0045) 2012; 11 Shu, Strassmann (b0230) 2005; 42 Dahlberg, Mallat, Ondrus, Zmijewska (b0070) 2008; 7 Soper, Demirkan, Goul, St Louis (b0245) 2012; 13 Huang, Chen, Hsu, Chen, Wu (b0115) 2004; 37 Ben-David, Frank (b0030) 2009; 36 Han, Wang, El-Kishky (b0100) 2014 Andersen (10.1016/j.eswa.2014.09.024_b0020) 2006; 39 Vatanasombut (10.1016/j.eswa.2014.09.024_b0270) 2008; 45 Witten (10.1016/j.eswa.2014.09.024_b0280) 2005 Jourdan (10.1016/j.eswa.2014.09.024_b0145) 2008; 25 Lim (10.1016/j.eswa.2014.09.024_b0165) 2007; 32 10.1016/j.eswa.2014.09.024_b0240 Park (10.1016/j.eswa.2014.09.024_b0215) 2009; 36 Lin (10.1016/j.eswa.2014.09.024_b0170) 2011; 31 Abdou (10.1016/j.eswa.2014.09.024_b0010) 2011; 18 Dahlberg (10.1016/j.eswa.2014.09.024_b0070) 2008; 7 Malhotra (10.1016/j.eswa.2014.09.024_b0180) 2002; 136 Jain (10.1016/j.eswa.2014.09.024_b0135) 2010; 31 Sinha (10.1016/j.eswa.2014.09.024_b0235) 2004; 21 Hornik (10.1016/j.eswa.2014.09.024_b0105) 2011; 40 Chen (10.1016/j.eswa.2014.09.024_b0050) 2012 Liu (10.1016/j.eswa.2014.09.024_b0175) 2012; 52 Wilson (10.1016/j.eswa.2014.09.024_b0275) 2010; 42 Kumar (10.1016/j.eswa.2014.09.024_b0155) 2007; 180 Bragge (10.1016/j.eswa.2014.09.024_b0045) 2012; 11 Shuaibu (10.1016/j.eswa.2014.09.024_b0225) 2013 Fethi (10.1016/j.eswa.2014.09.024_b0085) 2010; 204 Soper (10.1016/j.eswa.2014.09.024_b0245) 2012; 13 Han (10.1016/j.eswa.2014.09.024_b0095) 2006 Abbasi (10.1016/j.eswa.2014.09.024_b0005) 2012 Shu (10.1016/j.eswa.2014.09.024_b0230) 2005; 42 Ben-David (10.1016/j.eswa.2014.09.024_b0030) 2009; 36 Hwang (10.1016/j.eswa.2014.09.024_b0130) 2004; 37 Sunikka (10.1016/j.eswa.2014.09.024_b0255) 2012; 39 Turban (10.1016/j.eswa.2014.09.024_b0265) 2011 Levy (10.1016/j.eswa.2014.09.024_b0160) 2006; 9 Ngai (10.1016/j.eswa.2014.09.024_b0210) 2009; 36 Soper (10.1016/j.eswa.2014.09.024_b0250) 2012; 55 Hu (10.1016/j.eswa.2014.09.024_b0125) 2012 Thomas (10.1016/j.eswa.2014.09.024_b0260) 2011; 2 Fan (10.1016/j.eswa.2014.09.024_b0080) 2006; 49 Prinzie (10.1016/j.eswa.2014.09.024_b0220) 2006; 170 Amayri (10.1016/j.eswa.2014.09.024_b0015) 2010; 34 Meyer (10.1016/j.eswa.2014.09.024_b0190) 2008; 25 Han (10.1016/j.eswa.2014.09.024_b0100) 2014 Azadeh (10.1016/j.eswa.2014.09.024_b0025) 2012; 39 Marqués (10.1016/j.eswa.2014.09.024_b0185) 2012; 64 Michalewicz (10.1016/j.eswa.2014.09.024_b0195) 2008; Vol. 3 Ngai (10.1016/j.eswa.2014.09.024_b0205) 2011; 50 Hsieh (10.1016/j.eswa.2014.09.024_b0110) 2004; 27 Jesson (10.1016/j.eswa.2014.09.024_b0140) 2006; 6 Huang (10.1016/j.eswa.2014.09.024_b0115) 2004; 37 Karakostas (10.1016/j.eswa.2014.09.024_b0150) 2005; 42 Zhao (10.1016/j.eswa.2014.09.024_b0285) 2011; 51 Delen (10.1016/j.eswa.2014.09.024_b0075) 2008; 34 Chi (10.1016/j.eswa.2014.09.024_b0060) 2012; 39 Cronin (10.1016/j.eswa.2014.09.024_b0065) 2008; 17 Blei (10.1016/j.eswa.2014.09.024_b0040) 2003; 3 Huang (10.1016/j.eswa.2014.09.024_b0120) 2005 Chen (10.1016/j.eswa.2014.09.024_b0055) 2011; 38 Gu (10.1016/j.eswa.2014.09.024_b0090) 2009; 36 Berger (10.1016/j.eswa.2014.09.024_b0035) 2003; 35 Michalewicz (10.1016/j.eswa.2014.09.024_b0200) 2005; Vol. 20 |
| References_xml | – volume: Vol. 3 start-page: 54 year: 2008 end-page: 63 ident: b0195 article-title: Machine intelligence, adaptive business intelligence and natural intelligence publication-title: Computational intelligence magazine – volume: 13 start-page: 116 year: 2012 end-page: 149 ident: b0245 article-title: An empirical examination of the impact of ict investments on future levels of institutionalized democracy and foreign direct investment in emerging societies publication-title: Journal of the Association for Information Systems – volume: 36 start-page: 5264 year: 2009 end-page: 5271 ident: b0030 article-title: Accuracy of machine learning models versus “hand crafted” expert systems–A credit scoring case study publication-title: Expert Systems with Applications – volume: 35 start-page: 141 year: 2003 end-page: 176 ident: b0035 article-title: The economic effects of technological progress: Evidence from the banking industry publication-title: Journal of Money, Credit, and Banking – volume: 31 start-page: 651 year: 2010 end-page: 666 ident: b0135 article-title: Data clustering: 50 Years beyond k-means publication-title: Pattern Recognition Letters – volume: 170 start-page: 710 year: 2006 end-page: 734 ident: b0220 article-title: Investigating purchasing-sequence patterns for financial services using Markov, mtd and mtdg models publication-title: European Journal of Operational Research – volume: 21 start-page: 249 year: 2004 end-page: 280 ident: b0235 article-title: Evaluating and tuning predictive data mining models using receiver operating characteristic curves publication-title: Journal of Management Information Systems – volume: 3 start-page: 993 year: 2003 end-page: 1022 ident: b0040 article-title: Latent Dirichlet allocation publication-title: The Journal of Machine Learning Research – volume: 39 start-page: 436 year: 2006 end-page: 443 ident: b0020 article-title: Journal impact factor in the era of expanding literature publication-title: Journal of Microbiology, Immunology, and Infection/Wei Mian yu Gan Ran za Zhi – volume: 34 start-page: 1707 year: 2008 end-page: 1720 ident: b0075 article-title: Seeding the survey and analysis of research literature with text mining publication-title: Expert Systems With Applications – volume: 39 start-page: 2650 year: 2012 end-page: 2661 ident: b0060 article-title: A hybrid approach to integrate genetic algorithm into dual scoring model in enhancing the performance of credit scoring model publication-title: Expert Systems with Applications – volume: 42 start-page: 853 year: 2005 end-page: 863 ident: b0150 article-title: The state of crm adoption by the financial services in the UK: An empirical investigation publication-title: Information & Management – volume: 180 start-page: 1 year: 2007 end-page: 28 ident: b0155 article-title: Bankruptcy prediction in banks and firms via statistical and intelligent techniques–A review publication-title: European Journal of Operational Research – volume: 39 start-page: 10049 year: 2012 end-page: 10058 ident: b0255 article-title: Applying text-mining to personalization and customization research literature–who, what and where? publication-title: Expert Systems with Applications – volume: 45 start-page: 419 year: 2008 end-page: 428 ident: b0270 article-title: Information systems continuance intention of web-based applications customers: The case of online banking publication-title: Information & Management – volume: 204 start-page: 189 year: 2010 end-page: 198 ident: b0085 article-title: Assessing bank efficiency and performance with operational research and artificial intelligence techniques: A survey publication-title: European Journal of Operational Research – volume: 25 start-page: 121 year: 2008 end-page: 131 ident: b0145 article-title: Business intelligence: An analysis of the literature publication-title: Information Systems Management – volume: 18 start-page: 59 year: 2011 end-page: 88 ident: b0010 article-title: Credit scoring, statistical techniques and evaluation criteria: A review of the literature publication-title: Intelligent Systems in Accounting, Finance and Management – volume: 38 start-page: 14156 year: 2011 end-page: 14162 ident: b0055 article-title: Differentiated security levels for personal identifiable information in identity management system publication-title: Expert Systems with Applications – volume: 9 start-page: 181 year: 2006 end-page: 212 ident: b0160 article-title: A systems approach to conduct an effective literature review in support of information systems research publication-title: Informing Science: International Journal of an Emerging Transdiscipline – volume: 37 start-page: 543 year: 2004 end-page: 558 ident: b0115 article-title: Credit rating analysis with support vector machines and neural networks: A market comparative study publication-title: Decision Support Systems – volume: 17 start-page: 38 year: 2008 end-page: 43 ident: b0065 article-title: Undertaking a literature review: A step-by-step approach publication-title: British Journal of Nursing – start-page: 36 year: 2012 ident: b0125 article-title: Network-based modeling and analysis of systemic risk in banking systems publication-title: MIS Quarterly – volume: 32 start-page: 427 year: 2007 end-page: 431 ident: b0165 article-title: Cluster-based dynamic scoring model publication-title: Expert Systems with Applications – volume: 52 start-page: 685 year: 2012 end-page: 697 ident: b0175 article-title: Workflow simulation for operational decision support using event graph through process mining publication-title: Decision Support Systems – volume: 39 start-page: 12358 year: 2012 end-page: 12370 ident: b0025 article-title: An intelligent decision support system for forecasting and optimization of complex personnel attributes in a large bank publication-title: Expert Systems with Applications – volume: 49 start-page: 76 year: 2006 end-page: 82 ident: b0080 article-title: Tapping the power of text mining publication-title: Communications of the ACM – volume: 136 start-page: 190 year: 2002 end-page: 211 ident: b0180 article-title: Differentiating between good credits and bad credits using neuro-fuzzy systems publication-title: European Journal of Operational Research – volume: 36 start-page: 2592 year: 2009 end-page: 2602 ident: b0210 article-title: Application of data mining techniques in customer relationship management: A literature review and classification publication-title: Expert Systems With Applications – volume: 34 start-page: 73 year: 2010 end-page: 108 ident: b0015 article-title: A study of spam filtering using support vector machines publication-title: Artificial Intelligence Review – year: 2011 ident: b0265 article-title: Decision support and business intelligence systems – volume: 50 start-page: 559 year: 2011 end-page: 569 ident: b0205 article-title: The application of data mining techniques in financial fraud detection: A classification framework and an academic review of literature publication-title: Decision Support Systems – volume: 36 start-page: 861 year: 2009 end-page: 871 ident: b0215 article-title: Two-step filtering datamining method integrating case-based reasoning and rule induction publication-title: Expert Systems With Applications – volume: 42 start-page: 153 year: 2010 end-page: 169 ident: b0275 article-title: Emerging themes in banking: Recent literature and directions for future research publication-title: The British Accounting Review – volume: Vol. 20 start-page: 44 year: 2005 end-page: 49 ident: b0200 article-title: Case study: An intelligent decision support system publication-title: Intelligent systems – volume: 51 start-page: 372 year: 2011 end-page: 383 ident: b0285 article-title: An extended tuning method for cost-sensitive regression and forecasting publication-title: Decision Support Systems – volume: 25 start-page: 1 year: 2008 end-page: 54 ident: b0190 article-title: Text mining infrastructure in r publication-title: Journal of Statistical Software – volume: 11 start-page: 401 year: 2012 end-page: 426 ident: b0045 article-title: Scholarly communities of research in multiple criteria decision making: A bibliometric research profiling study publication-title: International Journal of Information Technology & Decision Making – volume: 55 start-page: 81 year: 2012 end-page: 87 ident: b0250 article-title: An n-gram analysis of communications 2000–2010 publication-title: Communications of the ACM – reference: (pp. 1008–1016). – start-page: 36 year: 2012 ident: b0005 article-title: Metafraud: A meta-learning framework for detecting financial fraud publication-title: MIS Quarterly – start-page: 1 year: 2013 end-page: 18 ident: b0225 article-title: Systematic review of web application security development model publication-title: Artificial Intelligence Review – volume: 27 start-page: 623 year: 2004 end-page: 633 ident: b0110 article-title: An integrated data mining and behavioral scoring model for analyzing bank customers publication-title: Expert Systems with Applications – volume: 7 start-page: 165 year: 2008 end-page: 181 ident: b0070 article-title: Past, present and future of mobile payments research: A literature review publication-title: Electronic Commerce Research and Applications – reference: Sontag, D., & Roy, D. (2011). Complexity of inference in latent Dirichlet allocation. In – start-page: 36 year: 2012 ident: b0050 article-title: Business intelligence and analytics: From big data to big impact publication-title: MIS Quarterly – year: 2006 ident: b0095 article-title: Data mining: Concepts and techniques – volume: 64 start-page: 1384 year: 2012 end-page: 1399 ident: b0185 article-title: A literature review on the application of evolutionary computing to credit scoring publication-title: Journal of the Operational Research Society – volume: 36 start-page: 11605 year: 2009 end-page: 11616 ident: b0090 article-title: Determinants of behavioral intention to mobile banking publication-title: Expert Systems with Applications – start-page: 1968 year: 2014 ident: b0100 article-title: Bringing structure to text: Mining phrases, entities, topics, and hierarchies publication-title: Proceedings of the 20th ACM SIGKDD international conference on knowledge discovery and data mining – volume: 40 start-page: 1 year: 2011 end-page: 30 ident: b0105 article-title: Topicmodels: An r package for fitting topic models publication-title: Journal of Statistical Software – volume: 6 start-page: 139 year: 2006 end-page: 148 ident: b0140 article-title: How to do (or not to do) a critical literature review publication-title: Pharmacy Education – volume: 31 start-page: 252 year: 2011 end-page: 260 ident: b0170 article-title: An empirical investigation of mobile banking adoption: The effect of innovation attributes and knowledge-based trust publication-title: International Journal of Information Management – year: 2005 ident: b0280 article-title: Data mining: Practical machine learning tools and techniques – volume: 2 start-page: 1 year: 2011 end-page: 14 ident: b0260 article-title: Applications of text mining within systematic reviews publication-title: Research Synthesis Methods – volume: 37 start-page: 1 year: 2004 end-page: 21 ident: b0130 article-title: Critical factors influencing the adoption of data warehouse technology: A study of the banking industry in Taiwan publication-title: Decision Support Systems – volume: 42 start-page: 781 year: 2005 end-page: 787 ident: b0230 article-title: Does information technology provide banks with profit? publication-title: Information & Management – start-page: 15 year: 2005 ident: b0120 article-title: An evaluation of publication productivity in information systems: 1999 to 2003 publication-title: Communications of the Association for Information Systems – volume: 36 start-page: 11605 year: 2009 ident: 10.1016/j.eswa.2014.09.024_b0090 article-title: Determinants of behavioral intention to mobile banking publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2009.03.024 – volume: 11 start-page: 401 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0045 article-title: Scholarly communities of research in multiple criteria decision making: A bibliometric research profiling study publication-title: International Journal of Information Technology & Decision Making doi: 10.1142/S0219622012400081 – volume: 31 start-page: 252 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0170 article-title: An empirical investigation of mobile banking adoption: The effect of innovation attributes and knowledge-based trust publication-title: International Journal of Information Management doi: 10.1016/j.ijinfomgt.2010.07.006 – volume: 45 start-page: 419 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0270 article-title: Information systems continuance intention of web-based applications customers: The case of online banking publication-title: Information & Management doi: 10.1016/j.im.2008.03.005 – volume: 55 start-page: 81 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0250 article-title: An n-gram analysis of communications 2000–2010 publication-title: Communications of the ACM doi: 10.1145/2160718.2160737 – volume: 6 start-page: 139 year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0140 article-title: How to do (or not to do) a critical literature review publication-title: Pharmacy Education doi: 10.1080/15602210600616218 – volume: 52 start-page: 685 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0175 article-title: Workflow simulation for operational decision support using event graph through process mining publication-title: Decision Support Systems doi: 10.1016/j.dss.2011.11.003 – volume: 136 start-page: 190 year: 2002 ident: 10.1016/j.eswa.2014.09.024_b0180 article-title: Differentiating between good credits and bad credits using neuro-fuzzy systems publication-title: European Journal of Operational Research doi: 10.1016/S0377-2217(01)00052-2 – volume: 39 start-page: 2650 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0060 article-title: A hybrid approach to integrate genetic algorithm into dual scoring model in enhancing the performance of credit scoring model publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2011.08.120 – volume: 38 start-page: 14156 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0055 article-title: Differentiated security levels for personal identifiable information in identity management system publication-title: Expert Systems with Applications – volume: 39 start-page: 12358 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0025 article-title: An intelligent decision support system for forecasting and optimization of complex personnel attributes in a large bank publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2012.04.056 – volume: 7 start-page: 165 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0070 article-title: Past, present and future of mobile payments research: A literature review publication-title: Electronic Commerce Research and Applications doi: 10.1016/j.elerap.2007.02.001 – volume: 25 start-page: 121 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0145 article-title: Business intelligence: An analysis of the literature publication-title: Information Systems Management doi: 10.1080/10580530801941512 – volume: 3 start-page: 993 year: 2003 ident: 10.1016/j.eswa.2014.09.024_b0040 article-title: Latent Dirichlet allocation publication-title: The Journal of Machine Learning Research – volume: 36 start-page: 861 year: 2009 ident: 10.1016/j.eswa.2014.09.024_b0215 article-title: Two-step filtering datamining method integrating case-based reasoning and rule induction publication-title: Expert Systems With Applications doi: 10.1016/j.eswa.2007.10.036 – volume: 51 start-page: 372 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0285 article-title: An extended tuning method for cost-sensitive regression and forecasting publication-title: Decision Support Systems doi: 10.1016/j.dss.2011.01.003 – volume: 49 start-page: 76 year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0080 article-title: Tapping the power of text mining publication-title: Communications of the ACM doi: 10.1145/1151030.1151032 – volume: 31 start-page: 651 year: 2010 ident: 10.1016/j.eswa.2014.09.024_b0135 article-title: Data clustering: 50 Years beyond k-means publication-title: Pattern Recognition Letters doi: 10.1016/j.patrec.2009.09.011 – volume: 39 start-page: 436 year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0020 article-title: Journal impact factor in the era of expanding literature publication-title: Journal of Microbiology, Immunology, and Infection/Wei Mian yu Gan Ran za Zhi – start-page: 36 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0050 article-title: Business intelligence and analytics: From big data to big impact publication-title: MIS Quarterly – start-page: 36 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0005 article-title: Metafraud: A meta-learning framework for detecting financial fraud publication-title: MIS Quarterly – start-page: 15 year: 2005 ident: 10.1016/j.eswa.2014.09.024_b0120 article-title: An evaluation of publication productivity in information systems: 1999 to 2003 publication-title: Communications of the Association for Information Systems – volume: 37 start-page: 1 year: 2004 ident: 10.1016/j.eswa.2014.09.024_b0130 article-title: Critical factors influencing the adoption of data warehouse technology: A study of the banking industry in Taiwan publication-title: Decision Support Systems doi: 10.1016/S0167-9236(02)00191-4 – volume: 39 start-page: 10049 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0255 article-title: Applying text-mining to personalization and customization research literature–who, what and where? publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2012.02.042 – volume: 36 start-page: 2592 year: 2009 ident: 10.1016/j.eswa.2014.09.024_b0210 article-title: Application of data mining techniques in customer relationship management: A literature review and classification publication-title: Expert Systems With Applications doi: 10.1016/j.eswa.2008.02.021 – volume: 34 start-page: 73 year: 2010 ident: 10.1016/j.eswa.2014.09.024_b0015 article-title: A study of spam filtering using support vector machines publication-title: Artificial Intelligence Review doi: 10.1007/s10462-010-9166-x – volume: 25 start-page: 1 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0190 article-title: Text mining infrastructure in r publication-title: Journal of Statistical Software – volume: 37 start-page: 543 year: 2004 ident: 10.1016/j.eswa.2014.09.024_b0115 article-title: Credit rating analysis with support vector machines and neural networks: A market comparative study publication-title: Decision Support Systems doi: 10.1016/S0167-9236(03)00086-1 – start-page: 36 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0125 article-title: Network-based modeling and analysis of systemic risk in banking systems publication-title: MIS Quarterly – volume: Vol. 3 start-page: 54 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0195 article-title: Machine intelligence, adaptive business intelligence and natural intelligence – volume: 21 start-page: 249 year: 2004 ident: 10.1016/j.eswa.2014.09.024_b0235 article-title: Evaluating and tuning predictive data mining models using receiver operating characteristic curves publication-title: Journal of Management Information Systems doi: 10.1080/07421222.2004.11045815 – volume: 18 start-page: 59 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0010 article-title: Credit scoring, statistical techniques and evaluation criteria: A review of the literature publication-title: Intelligent Systems in Accounting, Finance and Management doi: 10.1002/isaf.325 – volume: 36 start-page: 5264 year: 2009 ident: 10.1016/j.eswa.2014.09.024_b0030 article-title: Accuracy of machine learning models versus “hand crafted” expert systems–A credit scoring case study publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2008.06.071 – volume: 170 start-page: 710 year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0220 article-title: Investigating purchasing-sequence patterns for financial services using Markov, mtd and mtdg models publication-title: European Journal of Operational Research doi: 10.1016/j.ejor.2004.05.004 – year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0095 – volume: 64 start-page: 1384 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0185 article-title: A literature review on the application of evolutionary computing to credit scoring publication-title: Journal of the Operational Research Society doi: 10.1057/jors.2012.145 – volume: 42 start-page: 781 year: 2005 ident: 10.1016/j.eswa.2014.09.024_b0230 article-title: Does information technology provide banks with profit? publication-title: Information & Management doi: 10.1016/j.im.2003.06.007 – ident: 10.1016/j.eswa.2014.09.024_b0240 – year: 2005 ident: 10.1016/j.eswa.2014.09.024_b0280 – volume: 35 start-page: 141 year: 2003 ident: 10.1016/j.eswa.2014.09.024_b0035 article-title: The economic effects of technological progress: Evidence from the banking industry publication-title: Journal of Money, Credit, and Banking doi: 10.1353/mcb.2003.0009 – volume: 40 start-page: 1 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0105 article-title: Topicmodels: An r package for fitting topic models publication-title: Journal of Statistical Software – volume: 42 start-page: 853 year: 2005 ident: 10.1016/j.eswa.2014.09.024_b0150 article-title: The state of crm adoption by the financial services in the UK: An empirical investigation publication-title: Information & Management doi: 10.1016/j.im.2004.08.006 – volume: 32 start-page: 427 year: 2007 ident: 10.1016/j.eswa.2014.09.024_b0165 article-title: Cluster-based dynamic scoring model publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2005.12.006 – volume: 9 start-page: 181 year: 2006 ident: 10.1016/j.eswa.2014.09.024_b0160 article-title: A systems approach to conduct an effective literature review in support of information systems research publication-title: Informing Science: International Journal of an Emerging Transdiscipline doi: 10.28945/479 – volume: 27 start-page: 623 year: 2004 ident: 10.1016/j.eswa.2014.09.024_b0110 article-title: An integrated data mining and behavioral scoring model for analyzing bank customers publication-title: Expert Systems with Applications doi: 10.1016/j.eswa.2004.06.007 – start-page: 1 year: 2013 ident: 10.1016/j.eswa.2014.09.024_b0225 article-title: Systematic review of web application security development model publication-title: Artificial Intelligence Review – volume: 34 start-page: 1707 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0075 article-title: Seeding the survey and analysis of research literature with text mining publication-title: Expert Systems With Applications doi: 10.1016/j.eswa.2007.01.035 – volume: 17 start-page: 38 year: 2008 ident: 10.1016/j.eswa.2014.09.024_b0065 article-title: Undertaking a literature review: A step-by-step approach publication-title: British Journal of Nursing doi: 10.12968/bjon.2008.17.1.28059 – volume: 42 start-page: 153 year: 2010 ident: 10.1016/j.eswa.2014.09.024_b0275 article-title: Emerging themes in banking: Recent literature and directions for future research publication-title: The British Accounting Review doi: 10.1016/j.bar.2010.05.003 – volume: 180 start-page: 1 year: 2007 ident: 10.1016/j.eswa.2014.09.024_b0155 article-title: Bankruptcy prediction in banks and firms via statistical and intelligent techniques–A review publication-title: European Journal of Operational Research doi: 10.1016/j.ejor.2006.08.043 – volume: 50 start-page: 559 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0205 article-title: The application of data mining techniques in financial fraud detection: A classification framework and an academic review of literature publication-title: Decision Support Systems doi: 10.1016/j.dss.2010.08.006 – volume: 13 start-page: 116 year: 2012 ident: 10.1016/j.eswa.2014.09.024_b0245 article-title: An empirical examination of the impact of ict investments on future levels of institutionalized democracy and foreign direct investment in emerging societies publication-title: Journal of the Association for Information Systems doi: 10.17705/1jais.00289 – year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0265 – volume: Vol. 20 start-page: 44 year: 2005 ident: 10.1016/j.eswa.2014.09.024_b0200 article-title: Case study: An intelligent decision support system – volume: 2 start-page: 1 year: 2011 ident: 10.1016/j.eswa.2014.09.024_b0260 article-title: Applications of text mining within systematic reviews publication-title: Research Synthesis Methods doi: 10.1002/jrsm.27 – start-page: 1968 year: 2014 ident: 10.1016/j.eswa.2014.09.024_b0100 article-title: Bringing structure to text: Mining phrases, entities, topics, and hierarchies – volume: 204 start-page: 189 year: 2010 ident: 10.1016/j.eswa.2014.09.024_b0085 article-title: Assessing bank efficiency and performance with operational research and artificial intelligence techniques: A survey publication-title: European Journal of Operational Research doi: 10.1016/j.ejor.2009.08.003 |
| SSID | ssj0017007 |
| Score | 2.5766609 |
| Snippet | •A recent review on the application of business intelligence to the banking domain.•Coverage of the last twelve years of scientific literature on those... This paper analyzes recent literature in the search for trends in business intelligence applications for the banking industry. Searches were performed in... |
| SourceID | proquest pascalfrancis crossref elsevier |
| SourceType | Aggregation Database Index Database Enrichment Source Publisher |
| StartPage | 1314 |
| SubjectTerms | Allocations Applied sciences Artificial intelligence Banking Business intelligence Computer science; control theory; systems Data mining Data processing. List processing. Character string processing Decision support systems Dirichlet problem Exact sciences and technology Information management Information systems. Data bases Memory organisation. Data processing Operational research and scientific management Operational research. Management science Portfolio theory Searching Software Speech and sound recognition and synthesis. Linguistics Text mining Texts Trends |
| Title | Business intelligence in banking: A literature analysis from 2002 to 2013 using text mining and latent Dirichlet allocation |
| URI | https://dx.doi.org/10.1016/j.eswa.2014.09.024 https://www.proquest.com/docview/1660088596 |
| Volume | 42 |
| WOSCitedRecordID | wos000345734700028&url=https%3A%2F%2Fcvtisr.summon.serialssolutions.com%2F%23%21%2Fsearch%3Fho%3Df%26include.ft.matches%3Dt%26l%3Dnull%26q%3D |
| hasFullText | 1 |
| inHoldings | 1 |
| isFullTextHit | |
| isPrint | |
| journalDatabaseRights | – providerCode: PRVESC databaseName: ScienceDirect database customDbUrl: eissn: 1873-6793 dateEnd: 99991231 omitProxy: false ssIdentifier: ssj0017007 issn: 0957-4174 databaseCode: AIEXJ dateStart: 19950101 isFulltext: true titleUrlDefault: https://www.sciencedirect.com providerName: Elsevier |
| link | http://cvtisr.summon.serialssolutions.com/2.0.0/link/0/eLvHCXMwtV1bb9MwFLbKxgPSxB1RLpOReKuCmtiJY94qNMQQWtFUpIqXyHGc0aqkVZtuk_g5_FGOr20HDHjgJWqt2Kn6ffE5PleEXqYlU1JIFfGalxGtRT8qWSKjOC4prYRiaW2Q_sBOTvLxmH_sdL77XJjzGWua_PKSL_4r1DAGYOvU2X-AOywKA_AZQIcrwA7XvwI-hLJPtqttTppeKUybBJuLPgvllHvC1yUxqSY6nEIrpCCySW9tLAk6OKT31XSSML6GGeinTat3y4n8MjNGYy0SA8TTEN6nlq2rFe2z6Lb85QHr4enQGGGt0355ZkPDjGdkCOr2Zx_BGIZPj0eD3UFnt4hNHrjN3LTGNCf5dyySLKKxbdrjN2eabJGQbO20MbHJp05qw6Ga_lIiWOPE9JVaXegyU7Eta5vQjfzzPv8rYjEEK8KRFGR4mt1A-wlLOWyd-4Pjo_H74KxifZuV73-_y82yYYRXn_s7_edgIVbwVta2ncpPmoFRd0Z30W13TsEDy697qKOa--iOO7NgJxFWMOTbgvixB-ibZyDeZiB8wY6Br_EAb_iHPf-w5h_W_MPtHGv-YcM_rPmHLf_g5gpb_uHAP7zh30P06e3R6M27yPX4iCQlSRslWZqwiknGZJKRviCUikSyOqtEyWMp8xIESJ1lulKeIhXo_3nFZQ2qHUmUiBV5hPaaeaMeI0w5SCuZ8LrK-7TORAkzYNUShBYhquJdFPt_vpCuAL7uwzIrfKTjtNBoFRqtos8LQKuLemHOwpZ_ufbu1ANaOAXWKqYFsPHaeYc76IdHeep10QtPhwK2f-3TE42ar1dFnMGJJc9Tnj350yJP0a3Ne_gM7bXLtXqObsrzdrJaHjpS_wDN4NHG |
| linkProvider | Elsevier |
| openUrl | ctx_ver=Z39.88-2004&ctx_enc=info%3Aofi%2Fenc%3AUTF-8&rfr_id=info%3Asid%2Fsummon.serialssolutions.com&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=Business+intelligence+in+banking%3A+A+literature+analysis+from+2002+to+2013+using+text+mining+and+latent+Dirichlet+allocation&rft.jtitle=Expert+systems+with+applications&rft.au=MORO%2C+S%C3%A9rgio&rft.au=CORTEZ%2C+Paulo&rft.au=RITA%2C+Paulo&rft.date=2015-02-15&rft.pub=Elsevier&rft.issn=0957-4174&rft.volume=42&rft.issue=3&rft.spage=1314&rft.epage=1324&rft_id=info:doi/10.1016%2Fj.eswa.2014.09.024&rft.externalDBID=n%2Fa&rft.externalDocID=28928456 |
| thumbnail_l | http://covers-cdn.summon.serialssolutions.com/index.aspx?isbn=/lc.gif&issn=0957-4174&client=summon |
| thumbnail_m | http://covers-cdn.summon.serialssolutions.com/index.aspx?isbn=/mc.gif&issn=0957-4174&client=summon |
| thumbnail_s | http://covers-cdn.summon.serialssolutions.com/index.aspx?isbn=/sc.gif&issn=0957-4174&client=summon |