Are Health Insurance Markets Competitive?

To gauge the competitiveness of the group health insurance industry, I investigate whether health insurers charge higher premiums, ceteris paribus, to more profitable firms. Such "direct price discrimination" is feasible only in imperfectly competitive settings. Using a proprietary nationa...

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Bibliographic Details
Published in:	The American economic review Vol. 100; no. 4; pp. 1399 - 1431
Main Author:	Dafny, Leemore S.
Format:	Journal Article
Language:	English
Published:	United States American Economic Association 01.09.2010 American Economic Assoc
Subjects:	1998-2005 Companies Competition Competitiveness Discrimination Employer provided health insurance Employers Group health insurance Group insurance Health care Health care industry Health insurance Health maintenance organizations Health services Insurance industry Insurance markets Insurance premiums Insurance providers Krankenversicherung Market structure Markets Marktmacht Premiums Private Krankenversicherung Profit planning Profitability Profitable firms Self insurance Studies USA Wettbewerb United States > US
ISSN:	0002-8282, 1944-7981
Online Access:	Get full text
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