The impact of corruption, economic freedom, regulation and transparency on bank profitability and bank stability: Evidence from the Eurozone area

This paper examines the impact of corruption, economic freedom, bank regulation and transparency on bank profitability and bank stability using a sample of 326 banks from the 19 Eurozone countries over the period 2005–2018. We use a balanced panel data set and the Arellano-Bond Generalized Method of...

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Vydáno v:Journal of economic behavior & organization Ročník 184; s. 150 - 177
Hlavní autoři: Asteriou, Dimitrios, Pilbeam, Keith, Tomuleasa, Iuliana
Médium: Journal Article
Jazyk:angličtina
Vydáno: Elsevier B.V 01.04.2021
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ISSN:0167-2681, 1879-1751
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Abstract This paper examines the impact of corruption, economic freedom, bank regulation and transparency on bank profitability and bank stability using a sample of 326 banks from the 19 Eurozone countries over the period 2005–2018. We use a balanced panel data set and the Arellano-Bond Generalized Method of Moments dynamic panel estimation procedure. We find that corruption and transparency have a negative effect on bank profitability and bank stability. By contrast, greater economic freedom boosts profitability and banking stability. Our results show that regulation is positively related to bank profitability and its precise effects on stability depend upon the nature of the regulation. We additionally examine how our results are affected by Governance issues and the addition of 5 other European countries from outside the Eurozone. Our overall results indicate that the impact of the variables of interest is sensitive to the precise measures chosen to calculate profitability and financial stability.
AbstractList This paper examines the impact of corruption, economic freedom, bank regulation and transparency on bank profitability and bank stability using a sample of 326 banks from the 19 Eurozone countries over the period 2005–2018. We use a balanced panel data set and the Arellano-Bond Generalized Method of Moments dynamic panel estimation procedure. We find that corruption and transparency have a negative effect on bank profitability and bank stability. By contrast, greater economic freedom boosts profitability and banking stability. Our results show that regulation is positively related to bank profitability and its precise effects on stability depend upon the nature of the regulation. We additionally examine how our results are affected by Governance issues and the addition of 5 other European countries from outside the Eurozone. Our overall results indicate that the impact of the variables of interest is sensitive to the precise measures chosen to calculate profitability and financial stability.
Author Tomuleasa, Iuliana
Asteriou, Dimitrios
Pilbeam, Keith
Author_xml – sequence: 1
  givenname: Dimitrios
  surname: Asteriou
  fullname: Asteriou, Dimitrios
  email: dasteriou@brookes.ac.uk
  organization: Oxford Brookes Business School, Headington Road, Oxford OX3 0BP United Kingdom
– sequence: 2
  givenname: Keith
  orcidid: 0000-0002-5609-8620
  surname: Pilbeam
  fullname: Pilbeam, Keith
  email: k.s.pilbeam@city.ac.uk
  organization: Department of Economics, City, University of London, London EC1V 0HB United Kingdom
– sequence: 3
  givenname: Iuliana
  surname: Tomuleasa
  fullname: Tomuleasa, Iuliana
  organization: ESSCA School of Management, 55 Quai Alphonse Le Gallo, 92513, Boulogne, Paris, France
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Keywords Dynamic panels
Bank regulation
Transparency
C33
Corruption
G21
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Economic freedom
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Financial crisis
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SubjectTerms Bank regulation
Corruption
Dynamic panels
Economic freedom
Financial crisis
Transparency
Title The impact of corruption, economic freedom, regulation and transparency on bank profitability and bank stability: Evidence from the Eurozone area
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