Prudence and prevention – empirical evidence

•We provide the first representative evidence on the link between prudence and preventive behavior.•Prudent individuals above 60 or with chronic illness are less likely to receive influenza vaccination.•No significant association is found for younger and healthy individuals with low baseline vaccina...

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Veröffentlicht in:Economics letters Jg. 257; S. 112671
Hauptverfasser: Mayrhofer, Thomas, Schmitz, Hendrik
Format: Journal Article
Sprache:Englisch
Veröffentlicht: Elsevier B.V 01.12.2025
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ISSN:0165-1765
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Abstract •We provide the first representative evidence on the link between prudence and preventive behavior.•Prudent individuals above 60 or with chronic illness are less likely to receive influenza vaccination.•No significant association is found for younger and healthy individuals with low baseline vaccination rates.•Results highlight the role of higher-order risk preferences in shaping real-world self-protection decisions. Theory shows that optimal prevention decisions in the sense of self-protection (i. e., primary prevention) depend not only on the level of (second-order) risk aversion but also on prudence (third-order risk aversion). We use a unique dataset that combines data on higher-order risk preferences and observed real-world preventive behavior and provide the first representative evidence of a negative relationship between prudence and self-protection: We find that prudent individuals in the high-risk group (above the age of 60 or chronically ill) indeed invest less in self-protection as measured by influenza vaccination. This does not hold for younger and healthy individuals for whom influenza vaccination rates are low in general.
AbstractList •We provide the first representative evidence on the link between prudence and preventive behavior.•Prudent individuals above 60 or with chronic illness are less likely to receive influenza vaccination.•No significant association is found for younger and healthy individuals with low baseline vaccination rates.•Results highlight the role of higher-order risk preferences in shaping real-world self-protection decisions. Theory shows that optimal prevention decisions in the sense of self-protection (i. e., primary prevention) depend not only on the level of (second-order) risk aversion but also on prudence (third-order risk aversion). We use a unique dataset that combines data on higher-order risk preferences and observed real-world preventive behavior and provide the first representative evidence of a negative relationship between prudence and self-protection: We find that prudent individuals in the high-risk group (above the age of 60 or chronically ill) indeed invest less in self-protection as measured by influenza vaccination. This does not hold for younger and healthy individuals for whom influenza vaccination rates are low in general.
ArticleNumber 112671
Author Schmitz, Hendrik
Mayrhofer, Thomas
Author_xml – sequence: 1
  givenname: Thomas
  orcidid: 0000-0001-6287-5185
  surname: Mayrhofer
  fullname: Mayrhofer, Thomas
  email: thomas.mayrhofer@medma.uni-heidelberg.de
  organization: Division of Health Economics, Center for Preventive Medicine and Digital Health, Medical Faculty Mannheim, Heidelberg University, Mannheim, Germany
– sequence: 2
  givenname: Hendrik
  orcidid: 0000-0002-0253-102X
  surname: Schmitz
  fullname: Schmitz, Hendrik
  email: hendrik.schmitz@uni-paderborn.de
  organization: RWI Leibniz Institute for Empirical Research, Department of Economics, Paderborn University, Germany
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Keywords Prudence
Prevention
D12
Vaccination
Risk preferences
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Snippet •We provide the first representative evidence on the link between prudence and preventive behavior.•Prudent individuals above 60 or with chronic illness are...
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SubjectTerms Prevention
Prudence
Risk preferences
Vaccination
Title Prudence and prevention – empirical evidence
URI https://dx.doi.org/10.1016/j.econlet.2025.112671
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