The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background

Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded micro...

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Bibliographic Details
Published in:Mobile information systems Vol. 2022; pp. 1 - 15
Main Author: Wangsong, Xie
Format: Journal Article
Language:English
Published: Amsterdam Hindawi 2022
John Wiley & Sons, Inc
Subjects:
Banking industry
Banks
Commercial banks
Computer industry
Computers
Credit risk
Customer services
Customers
Default
Discriminant analysis
Electronic banking
Embedded systems
Finance
Financing
Information management
Interest rates
Internet
Internet service providers
Logistics
Microprocessors
Multimedia
Probability
Risk assessment
Risk management
Sustainable development
Variables
Weight reduction
Wireless communications
ISSN:1574-017X, 1875-905X
Online Access:Get full text
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Summary:Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to control the credit risk of bank customers and help to clarify the development direction of Internet finance. Based on multimedia technology and orderly logistics model, this article designs a customer default credit risk management system. In order to test the performance of the bank customer credit risk management system, a small customer credit evaluation system was created. The experiment proves that the customer credit evaluation system can well realize risk evaluation and risk early warning and promote the sustainable development of the bank. At the same time, the system can be applied to most scenarios in the financial industry.
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ISSN:1574-017X
1875-905X
DOI:10.1155/2022/8019033