The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background
Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded micro...
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| Vydané v: | Mobile information systems Ročník 2022; s. 1 - 15 |
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| Hlavný autor: | |
| Médium: | Journal Article |
| Jazyk: | English |
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Amsterdam
Hindawi
2022
John Wiley & Sons, Inc |
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| ISSN: | 1574-017X, 1875-905X |
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| Abstract | Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to control the credit risk of bank customers and help to clarify the development direction of Internet finance. Based on multimedia technology and orderly logistics model, this article designs a customer default credit risk management system. In order to test the performance of the bank customer credit risk management system, a small customer credit evaluation system was created. The experiment proves that the customer credit evaluation system can well realize risk evaluation and risk early warning and promote the sustainable development of the bank. At the same time, the system can be applied to most scenarios in the financial industry. |
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| AbstractList | Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to control the credit risk of bank customers and help to clarify the development direction of Internet finance. Based on multimedia technology and orderly logistics model, this article designs a customer default credit risk management system. In order to test the performance of the bank customer credit risk management system, a small customer credit evaluation system was created. The experiment proves that the customer credit evaluation system can well realize risk evaluation and risk early warning and promote the sustainable development of the bank. At the same time, the system can be applied to most scenarios in the financial industry. |
| Author | Wangsong, Xie |
| Author_xml | – sequence: 1 givenname: Xie orcidid: 0000-0001-9429-0771 surname: Wangsong fullname: Wangsong, Xie organization: Business SchoolWuxi Taihu UniversityWuxi 214064JiangsuChina |
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| Cites_doi | 10.1260/2040-2295.6.4.717 10.4236/jfrm.2017.61005 |
| ContentType | Journal Article |
| Copyright | Copyright © 2022 Xie Wangsong. Copyright © 2022 Xie Wangsong. This is an open access article distributed under the Creative Commons Attribution License (the “License”), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. Notwithstanding the ProQuest Terms and Conditions, you may use this content in accordance with the terms of the License. https://creativecommons.org/licenses/by/4.0 |
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| References | J. Ding (12) 2018; 407 X. Hu (17) 2006 J. Tian (22) 2012 Li Bo (1) 2013 Y. Jiang (9) 2013; 21 18 G. Li (4) 2017 X. Gong (5) 2013 G. Yang (10) 2017; 19 19 W. Zhai (16) 2013 D. Chu (2) 2018 H. Gu (13) 2017 J. Gao (14) 2017 M. Yan (6) 2017 Z. Y. Zhang (20) 2015; 35 Y. Wang (7) 2017 Y. Liu (8) 2018 Z. Xiong (11) 2017; 35 L. Zhang (21) 2017; 63 G. Wu (23) 2017; 13 Y. Dai (15) 2018; 32 S. Cao (3) 2013 |
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| SubjectTerms | Banking industry Banks Commercial banks Computer industry Computers Credit risk Customer services Customers Default Discriminant analysis Electronic banking Embedded systems Finance Financing Information management Interest rates Internet Internet service providers Logistics Microprocessors Multimedia Probability Risk assessment Risk management Sustainable development Variables Weight reduction Wireless communications |
| Title | The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background |
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