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Managing the Risks of Peer-to-Peer Goods-Sharing

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Názov: Managing the Risks of Peer-to-Peer Goods-Sharing
Autori: Sally Zhu
Zdroj: Law, Technology and Humans, Vol 4, Iss 2, Pp 197-215 (2022)
Informácie o vydavateľovi: Queensland University of Technology, 2022.
Rok vydania: 2022
Zbierka: LCC:Law in general. Comparative and uniform law. Jurisprudence
Predmety: cyberlaw, consumer law, sharing platforms, risk, insurance, tort, Law in general. Comparative and uniform law. Jurisprudence, K1-7720
Popis: The peer-to-peer (P2P) goods-sharing economy has flourished into a significant economic sector. However, in the law of England and Wales, the existing legal mechanisms for managing risks to consumers, such as the Consumer Protection Act and Consumer Rights Act, are unsuitable for regulating risk in the P2P-sharing economy. Platform service providers have constructed their own risk-management systems through elaborate contracts, but these do not go far enough in protecting consumers. This paper argues that both legal and platform mechanisms face the same obstacles to scaling efficient risk management due to the atomistic way they approach risk relations. I propose that legal reforms should provide mandates on platforms to institute greater protections for their users by arranging insurance and bearing default risk.
Druh dokumentu: article
Popis súboru: electronic resource
Jazyk: English
ISSN: 2652-4074
Relation: https://lthj.qut.edu.au/article/view/2419; https://doaj.org/toc/2652-4074
DOI: 10.5204/lthj.2419
Prístupová URL adresa: https://doaj.org/article/94e97e3a09e24385b1d42b7e5e4ed7cc
Prístupové číslo: edsdoj.94e97e3a09e24385b1d42b7e5e4ed7cc
Databáza: Directory of Open Access Journals
Popis
Abstrakt:The peer-to-peer (P2P) goods-sharing economy has flourished into a significant economic sector. However, in the law of England and Wales, the existing legal mechanisms for managing risks to consumers, such as the Consumer Protection Act and Consumer Rights Act, are unsuitable for regulating risk in the P2P-sharing economy. Platform service providers have constructed their own risk-management systems through elaborate contracts, but these do not go far enough in protecting consumers. This paper argues that both legal and platform mechanisms face the same obstacles to scaling efficient risk management due to the atomistic way they approach risk relations. I propose that legal reforms should provide mandates on platforms to institute greater protections for their users by arranging insurance and bearing default risk.
ISSN:26524074
DOI:10.5204/lthj.2419